It seems that every major utility company is now promoting “service line coverage” as “recommended insurance protection” to their customers. What is this and do you need it? First, let’s break down what service line coverage is and what it covers. When an EXTERIOR service line such as your water line, sewer […]
Tips For Dealing With Claims After a Hurricane
1) We are always here to help. You can report claims directly to the insurance company, however, we are happy to give you advice before you file a claim. Once you call the insurance company, it will show up on your record regardless of whether anything ever gets paid out. Call our office at 301-431-0000 […]
Trust Your Insurance Agent…Or Find Another One!
In the past week, we have seen one client and one prospective client make choices about how they choose to insure their cars and homes that will likely lead to negative consequences for them in the future. The consequences may be that they will be paying higher premiums than they need to or they could […]
5 Rules Every Landlord Should Live By
I’m pretty confident that if you asked anyone who has ever owned a rental property you would get an overwhelming response that it’s not as lucrative or easy as they thought it would be. In fact, owning a rental property can be a major pain, and end up costing you a ton of money! I […]
Will my credit rating change my insurance rates?
I was recently asked this question by one of our Capitol Benefits clients and thought I would share the answer here for our readers. There are a lot of things that go into homeowners and auto insurance rates, one of them being credit. I’ve heard a lot of complaints from people who don’t like the fact […]
Why Do My Auto Insurance Rates Keep Going Up Even Though My Car Keeps Getting Older?
Why do my auto insurance rates keep going up even though my car is getting older? At Capitol Benefits, many of our clients ask this question so I would like to address it from a couple of angles. First things first, even though it’s called car/auto insurance, it covers more than just your car. It […]