At Capitol Benefits we combine long-term cost containment strategies with virtual human resources support. Our objective is to reduce or eliminate the time that your business spends on benefits administration and allow you to focus on growing the business.
Innovative Product Selection
While our firm can always provide your organization with the most competitive HMO, PPO, and POS options available in your area, we’ll also take the product offering a step further by exploring some additional plan design concepts that are unique and may be just the right strategy for your organization. Consumer Driven Healthcare Plans (CDHP) are the latest in healthcare insurance design and is something that every firm should consider when searching for employee group health insurance. We also have the ability to provide self-funded plans for as few as three employees or even a tax-favorable strategy that would allow each employee to go out and purchase their own coverage.
Our flexible design process allows easy selection of different co-pay options within each product choice by analyzing different co-pays, deductibles, and networks that are the most appropriate for your firm. We’ll also take the time to review special circumstances within a group such as carving out individuals for Medicare supplement insurance to keep rates competitive, or by assisting uninsurable employees with guaranteed coverage within their state.
Our robust benefit packages provide the ideal compliment to your efforts to recruit and maintain the most competitive personnel. Our clear, straight-forward presentation of benefit options attract the talent employers seek. We will identify the optimal times to meet with your employees to meet their needs while providing concise tutorials to those who prefer to access their services online.
We can also offer our clients web-based communication tools including customized videos explaining the employee benefit package.
Imagine hiring a new employee and having to enter the same information (address, SS#, etc…) into five different places (health insurance vendor, 401k, payroll, employee directory, ancillary insurance carrier, etc…). Not only is this a waste of time but it significantly increases the chance of user error. Then imagine when that employee changes his or her address, has a child, or leaves the company, you have to do it all over again.
There is an easier way…Capitol Benefits provides our clients with a free, online, integrated employee management system. In 30 seconds you can have an employee enrolled with five or more different vendors, change employee data, or order new ID cards. In addition, you can take advantage of an extremely low cost payroll service that integrates directly with your benefits. All of this information is available 24/7 to employees and HR Directors. At the end of the month, you will receive one invoice for all of your insurance vendors making things much easier to understand and reconcile.
Many of our clients don’t have a full-time employee specifically allocating their time to human resources. Those clients that do are always looking for that extra resource to make their lives easier. Capitol Benefits provides all clients with free access to a high-level HR consulting service that can assist with employee handbooks, company policies, hiring and termination checklists, employee reviews, and even sample job descriptions.
When creating or reviewing your benefit package, it is important to look at the whole picture. Finding all of the pieces of the puzzle is important. Putting them all together is critical. That is what we do best.