The Affordable Care Act has created a lot of confusion among consumers and small businesses. Each state is participating in some form of an insurance “exchange” which is just a website that compares a variety of plans from multiple insurance companies. If you qualify for a reduced premium based on your income or the income of your employees, these exchanges are a good solution and we can assist you with them. If you do not qualify for subsidized healthcare, there is no reason to enroll in a plan on an insurance exchange. We can obtain the same policies at the same rates directly with the insurance companies and reduce the chances for administrative problems.
Every person and business has a unique background and situation. We think it’s crazy to force people that aren’t in the insurance business to go online and make a decision about their health insurance without talking to a professional. All of the insurance companies pay us directly and your premium is the same whether you work with an agent or go directly to the insurance company.