At Capitol Benefits we combine long-term cost containment strategies with virtual human resources support. Our objective is to reduce or eliminate the time that your business spends on benefits administration and allow you to focus on growing the business.
Innovative Product Selection
While our firm can always provide your organization with the most competitive HMO, PPO, and POS options available in your area, we’ll also take the product offering a step further by exploring some additional plan design concepts that are unique and may be just the right strategy for your organization. Consumer Driven Healthcare Plans (CDHP) are the latest in healthcare insurance design and is something that every firm should consider when searching for employee group health insurance. We also have the ability to provide self-funded plans for as few as three employees or even a tax-favorable strategy that would allow each employee to go out and purchase their own coverage.
Our flexible design process allows easy selection of different co-pay options within each product choice by analyzing different co-pays, deductibles, and networks that are the most appropriate for your firm. We’ll also take the time to review special circumstances within a group such as carving out individuals for Medicare supplement insurance to keep rates competitive, or by assisting uninsurable employees with guaranteed coverage within their state.
Our robust benefit packages provide the ideal compliment to your efforts to recruit and maintain the most competitive personnel. Our clear, straight-forward presentation of benefit options attract the talent employers seek. We will identify the optimal times to meet with your employees to meet their needs while providing concise tutorials to those who prefer to access their services online.
We can also offer our clients web-based communication tools including customized videos explaining the employee benefit package.